The ScotiabankĀ® Scene+ā¢ Visa* Card is one of the most compelling no annual fee credit cards in Canada for those looking to earn and redeem their rewards frequently, without having to spend a fortune on their credit cards.
The ScotiabankĀ® Scene+ā¢ Visa* Card is ideal for those who want a high earn rate without an annual fee, and the ability to redeem their points for travel, shopping, entertainment, dining, banking and more. The ScotiabankĀ® Scene+ā¢ Visa* Card also stands out for a sign-up bonus offer, which is rare for a no annual fee credit card.
Our feeling is, if you like to redeem points quickly and frequently without spending tons, the ScotiabankĀ® Scene+ā¢ Visa* Card is one of the best values in Canada today. Itās a recommended credit card option for those who want to earn rewards they can actually use (like for movies), without having to spend fortunes on their credit cards, and who may not have 6-figure incomes (yet!).
ScotiabankĀ® Scene+ā¢ Visa* Card top features
- Sign-up Bonus
- No Annual Fee
- Generous Rewards
- Low Redemption Threshold
- Points Donāt Expire
- Car Rental Savings
Sign-up bonus
Earn up to 7,500 bonus Scene+ points within your first 3 months.2 Here's how you qualify for the special points offer: Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Once you reach the first milestone of the offer, you are then eligible to earn an additional 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. Offer ends July 1, 2024. This is a sign-up bonus that stands out for a card with no annual fee.
No annual fee
As we discussed, most credit cards offering the earning equivalent value per dollar spent have an annual fee. This card has no annual fee and offers accelerated earn rates.
Generous rewards
The ScotiabankĀ® Scene+ā¢ Visa* Card earns you 2X Scene+ points for every $1 you spend on credit card purchases at Cineplexā¢ theatres or at cineplex.com, 2X Scene+ points for each dollar charged to your account on all eligible purchasesĀ¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, VoilĆ by Sobeys, VoilĆ by IGA, VoilĆ by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les MarchĆ©s Tradition, Rachelle BĆ©ry and Co-Op. Youāll earn one point for every $1 you spend on your everyday credit card purchases.
Low redemption threshold
We like that you can utilize points for travel, shopping, entertainment, dining, banking, and more at low thresholds for redemption with the ScotiabankĀ® Scene+ā¢ Visa* Card. Redemption options include: food, drinks, and tickets at Cineplexā¢ theatres; dine-in, drive-thru or take-out at Harveyās, Swiss Chalet, East Side Marioās, Montanaās BBQ & Bar, Bier Markt and Kelseyās Original Roadhouse.
Many people get excited at the prospect of travelling for free with the right rewards card. But consider that you may have to spend upwards of $25,000-$35,000 annually on those travel cards to generate enough points for one return ticket to Florida from Canada. Thatās unrealistic for those of more limited financial means, like students.
Apply for the Scene+ Visa cardPoints donāt expire
We all know the tricks some issuers and loyalty programs play. No smoke and mirrors here. You earn your points and keep them, unless you fail to use your account for two years.
Car rental savings
Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your ScotiabankĀ® Scene+ā¢ Visa* Card. This savings is towards the base rates (applicable to the time and mileage charges of the rental). Taxes, fees and other surcharges are extra.
Final thoughts
The ScotiabankĀ® Scene+ā¢ Visa* Card is a great card for people who donāt spend a lot on their credit cards (we would say less than $10,000 per year), students and those who want to be able to redeem for rewards early and often without having to spend a fortune. We love that the card has no annual fee and offers more value per dollar spent than just about any other no-fee card in the Canadian marketplace.
Apply nowĀ¹ Conditions Apply. Visit here for the ScotiabankĀ® Scene+ā¢ Visa* Card to learn more.
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