Canada’s best Aeroplan credit cards

Earn up to $1,200 in value^† including up to 50,000 Aeroplan points^†. Conditions Apply. Account must be approved by June 3, 2024.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†

Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening†.

Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening†. Enroll for NEXUS and once every 48 months get an application fee rebate†. Plus share free first checked bags with up to 8 travel companions†.

On a typical day, you can earn 1.5 Aeroplan points† for every $1 spent on eligible gas, grocery, and direct through Air Canada^® purchases (including Air Canada Vacations^®) made with your card, and 1 Aeroplan point^† per $1 spent on all other eligible purchases.

Points can be redeemed for flight seats with no blackouts or restrictions, as well as car rentals and hotel rooms, merchandise, experiences, or gift certificates. Aeroplan points can be earned on the card twice when the card is used at over 150 partner brands and over 170 online retailers via the Aeroplan eStore^†.

Additional perks: First checked bag free for cardholder and companions (up to eight, when travel originates on an Air Canada flight)†, travel medical insurance†, trip cancellation/interruption insurance†, flight/trip delay insurance†, emergency travel assistance† and more.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

^†Terms and conditions apply.

Minimum income $60,000 personal or $100,000 household.

Accelerated earn rates: 5 points per $1 spent at eligible stand-alone grocery stores, on food delivery services, and at restaurants, coffee shops and bars (up to $30K in annual spending across all those categories combined); 3 points per $1 spent on eligible streaming services; and 2 points per $1 spent at eligible stand-alone gas stations, on travel (flights, rail transit, hotels, etc.), and on local commuter transit (subway, taxis, ridesharing services, etc.)

Membership Rewards points earned by the Amex Cobalt card can be transferred to Aeroplan 1:1. And given that the Cobalt earns a massive 5 points per $1 spent on eligible eats and drinks in Canada, including groceries and food delivery (spend cap applies), it is indirectly one of the fastest-earning Aeroplan cards on the market. New cardholders can also nab a bundle of bonus points in their first year—In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets. Conditions apply.

The only significant drawback for the American Express Cobalt^® Card is that, as an Amex, it isn’t accepted by as many merchants as Visa or Mastercard are. Before applying for the Cobalt it’s smart to review which merchants take Amex. If the grocery stores, gas stations, and eateries that you frequent aren’t on the list, you might consider applying for a Visa Aeroplan card instead.

New American Express^® Aeroplan^®* Cardmembers can earn up to 50,000 Aeroplan points. Conditions apply.

While it's not the "largest Aeroplan welcome bonus" it has the best welcome bonus relative to its annual fee.

With the American Express^® Aeroplan^® standard earn rates, you’ll earn 2X the points on eligible purchases made directly with Air Canada^®* and Air Canada vacations^®*, 1.5X the points on eligible dining and food delivery purchases in Canada, and 1X the points on everything else.

Earn rate: 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*, 1.5X the points on eligible Dining and Food Delivery purchases in Canada, and 1X the points on everything else

Additional perks: Free checked bag (for up to nine people traveling together); status upgrades; flight/baggage delay, hotel burglary, and travel accident insurance

Charge card: As a charge card there is no pre-set spending limit, however, cardholders must pay off their balance in full each month or risk a hefty interest charge

With the best Aeroplan credit card welcome bonus of 100,000 points (transferable to Aeroplan 1:1) and no minimum income requirement, you can start flying almost immediately.

While the $799 annual fee may be steep, it's softened by the $200 CAD annual travel credit and $200 CAD annual dining credit.

Add to that unlimited airport lounge access, you've got some great rewards for a non-Aeroplan Aeroplan credit card.

New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership. Conditions apply. Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership.

The annual fee for The Platinum Card^® is $799, which is obviously quite hefty. However, it does come with some great perks that may make up for it if you’re a frequent traveller. Some of these incentives include exclusive discounts and other complimentary perks including: premium status at the Toronto Pearson Airport granting security bypass and valet services; plus the earn rates granting the ability to earn 2 Membership Rewards^® points for every $1 spent on eligible dining and food delivery in Canada and 2 points for every $1 in Card purchases on eligible travel. Plus, with The Platinum Card^®, you can take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1,300 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. With 10 different types of travel insurance coverage, an annual travel credit of $200 CAD, and a $200 CAD Annual Dining Credit at some of Canada’s best restaurants, this might be the best Aeroplan bonus card on the market.

Finally, cardholders will earn 1 point for every $1 in all other card purchases. You can also earn a 15,000-point bonus whenever Amex approves a friend that you referred to the card and spend these points at a wide array of partner programs like Marriott International, Hilton Hotels and Resorts^®, Hertz^®, and Avis^®.

For a limited time, new American Express® Aeroplan®* Reserve cardmembers can earn up to 85,000 Aeroplan points.

1. Earn 60,000 Aeroplan®* points after spending $7,500 on your Card within the first 3 months.

2. Earn another 25,000 points when you spend $2,500 in month 13 (meaning you'll pay the annual fee again). You can roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.

That's up to $2,600 in value when you combine your points and the card's benefits.

And until December 31, 2024, Cardmembers now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points.

Cardholders will earn the highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*,

Standard Earn Rate: Earn 2x the points on eligible dining and food delivery purchases in Canada and 1.25x the points on everything else. Plus, you can double dip when you shop with Aeroplan partners and the card also includes a bunch of travel perks and benefits including Air Canada^®* Travel benefits and comprehensive travel insurance.

Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling, including your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.

Enjoy access to select Air Canada Maple Leaf lounges™️* and Air Canada Café in North American for you and a guest, with same day ticket on a departing Air Canada or Star Alliance flight. You get access to more than 1,200 Priority Pass™ airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class.

*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. If you apply and get approved from an American Express Card, (I/we) may receive compensation from American Express, whcih can be in the form of monetary payment.

The American Express® Green Card is one of the few no annual fee credit cards that can earn a high number of Aeroplan points for everyday spending—though technically it’s not an Aeroplan credit card per se. It earns one Amex Membership Rewards point per $1 you spend; those points can then be converted to Aeroplan 1:1.

Amex of course isn’t as widely accepted by retailers as, say, Visa. But since the American Express^® Green Card has no annual fee, it’s relatively risk free to apply for it and test it out for a while to find out how often the card is accepted where you shop rather than turned down.

If you're with Aeroplan, you want the most bang for your buck and the 80,000 welcome points is pretty sweet to get you kickstarted (that's a business fare ticket anywhere around the world).

This CIBC Aeroplan Visa comes stacked with free first checked bag, so you 're not moving items from one suitcase to the other in the middle of the airport.

After security (which you can get through faster thanks for the NEXUS application fee rebate of $50), you can enjoy Maple Leaf Lounge access (a $550 value) and because you're a worldwide traveller, don't restrict your lounge privileges to only Canada, this card also gives you 6 complimentary passes to over 1,200+ lounges globally.

Whether an Aeroplan credit card is worth it depends on your spending habits and travel goals. If you frequently fly with Air Canada or its partners and can take advantage of the rewards, benefits like free checked bags, and airport lounge access, it can offer good value and enhance your travel experience.

The fastest way to earn 100k Aeroplan points is through credit card sign-up bonuses and strategic spending. Opt for a credit card with a high welcome bonus, meet the minimum spending requirement, and use the card for daily purchases, especially in categories that earn bonus points, to accumulate points quickly.

The value of 50,000 Aeroplan points varies depending on how they're redeemed but is roughly estimated between $750 to $1,000 when used for flights or upgrades within Air Canada's network. Maximizing value often involves booking long-haul flights or business class upgrades.

The value of 100,000 Aeroplan points can range between $1,500 to $2,000, depending on redemption choices. Utilizing points for long-haul or business class flights often yields the highest value, whereas other redemption options like merchandise or gift cards might offer less value per point.

Aeroplan 25K status does not automatically provide lounge access. It offers benefits such as priority check-in and boarding, but lounge access requires a higher status level or holding a qualifying Aeroplan credit card that includes lounge access as a benefit.