Best no fee credit cards in Canada for 2024
Fact Checked: Amy Tokic
Updated: May 10, 2024
Compare the best no annual fee credit cards by category
High-end credit cards in Canada offer you many benefits that (hopefully) justify the annual fees they charge. But that doesn’t mean credit cards with no annual fees deliver insignificant value by comparison. Here are the best no annual fee credit cards in Canada.
In fact, many Canadians refuse to pay an annual fee for a credit card, no matter their credit score or income level. Why pay fees on a credit card if you don't earn a benefit or barely recoup its annual fee? With no annual fee, you can ‘try out’ a card without losing any money and gain insights on the bank, its app, and the card's potential. Whatever your reason for preferring a card without an annual fee, review our curated list of the very best no annual fee cards in Canada to determine which no annual fee card offers the best value for you.
Best no annual fee cash back card
Tangerine Money-Back Credit Card
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2%
Earn 2% cash back on 2 categories of your choice (e.g. groceries, recurring bills, gas, drug stores, etc.)
3
Get a Tangerine Savings account and add a 3rd 2% cash back category.
0.5%
Earn 0.50% on all your other everyday purchases.
Earn 2% cash back on 2 categories of your choice (e.g. groceries, recurring bills, gas, drug stores, etc.)
2%
Get a Tangerine Savings account and add a 3rd 2% cash back category.
3
Earn 0.50% on all your other everyday purchases.
0.5%
19.95%
Purchase APR
1.95%
Balance Transfer Rate 1.95% interest for first 6 months, 19.95% after that.
19.95%
Cash Advance APR $3.50 within Canada, $5.00 outside Canada
$0
Annual Fee $0 for additional cardholders
2.50%
Foreign Transaction Fee
Purchase APR
19.95%
Balance Transfer Rate
1.95%
Cash Advance APR
19.95%
Annual Fee
$0
Foreign Transaction Fee
2.50%
Fair
Recommended Credit Score
$12,000
Required Annual Personal Income
Recommended Credit Score
Fair
Required Annual Personal Income
$12,000
Pros
-
No annual fee
-
Choose the spending categories where you want to earn the most cash back
-
Unlimited cash back—no maximum spending limit for any purchase category
-
Cash back is paid out monthly rather than annually
-
Periodically includes a special welcome offer where you can get extra cash back
-
1.95% interest on balance transfers for the first 6 months (1% transfer fee applies)*
Cons
-
Regular cash back rates are still lower than what you can get from a card with an annual fee
-
Limited extra perks or benefits beyond the cash back and balance transfer promotion
-
Generally not a good fit for shopping at warehouse clubs or wholesale grocers like Costco or Walmart
-
Tangerine does not have any physical bank branches
2%
Earn 2% cash back on 2 categories of your choice (e.g. groceries, recurring bills, gas, drug stores, etc.)
3
Get a Tangerine Savings account and add a 3rd 2% cash back category.
0.5%
Earn 0.50% on all your other everyday purchases.
Earn 2% cash back on 2 categories of your choice (e.g. groceries, recurring bills, gas, drug stores, etc.)
2%
Get a Tangerine Savings account and add a 3rd 2% cash back category.
3
Earn 0.50% on all your other everyday purchases.
0.5%
19.95%
Purchase APR
1.95%
Balance Transfer Rate 1.95% interest for first 6 months, 19.95% after that.
19.95%
Cash Advance APR $3.50 within Canada, $5.00 outside Canada
$0
Annual Fee $0 for additional cardholders
2.50%
Foreign Transaction Fee
Purchase APR
19.95%
Balance Transfer Rate
1.95%
Cash Advance APR
19.95%
Annual Fee
$0
Foreign Transaction Fee
2.50%
Fair
Recommended Credit Score
$12,000
Required Annual Personal Income
Recommended Credit Score
Fair
Required Annual Personal Income
$12,000
Pros
-
No annual fee
-
Choose the spending categories where you want to earn the most cash back
-
Unlimited cash back—no maximum spending limit for any purchase category
-
Cash back is paid out monthly rather than annually
-
Periodically includes a special welcome offer where you can get extra cash back
-
1.95% interest on balance transfers for the first 6 months (1% transfer fee applies)*
Cons
-
Regular cash back rates are still lower than what you can get from a card with an annual fee
-
Limited extra perks or benefits beyond the cash back and balance transfer promotion
-
Generally not a good fit for shopping at warehouse clubs or wholesale grocers like Costco or Walmart
-
Tangerine does not have any physical bank branches
Best no annual fee student credit card
BMO CashBack® Mastercard®* for students
Get 5% cash back in your first 3 months.*
3%
Earn 3% cash back on groceries
1%
Earn 1% cash back on recurring bill payments like your mobile phone, streaming and subscription services
0.5%
Earn 0.5% cash back on all other purchases
Earn 3% cash back on groceries
3%
Earn 1% cash back on recurring bill payments like your mobile phone, streaming and subscription services
1%
Earn 0.5% cash back on all other purchases
0.5%
20.99%
Purchase APR
22.99%
Cash Advance APR 21.99% for Quebec residents
$0
Annual Fee
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$0
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
Pros
-
No annual fee: this makes it cost-effective for students looking to build credit without incurring additional expenses.
-
Earn cash back on everyday purchases, including up to 5% cash back on every purchase in your first three months.
-
Credit building: If you’re responsible, you can build a positive credit history, which helps you get better credit cards and more
Cons
-
Higher interest rates: If you can’t pay off your balance in full, opt for a low interest credit card
-
Limited additional benefits: While there are some benefits, it’s not the full suite of perks, but then again, there’s no annual fee.
3%
Earn 3% cash back on groceries
1%
Earn 1% cash back on recurring bill payments like your mobile phone, streaming and subscription services
0.5%
Earn 0.5% cash back on all other purchases
Earn 3% cash back on groceries
3%
Earn 1% cash back on recurring bill payments like your mobile phone, streaming and subscription services
1%
Earn 0.5% cash back on all other purchases
0.5%
20.99%
Purchase APR
22.99%
Cash Advance APR 21.99% for Quebec residents
$0
Annual Fee
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$0
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
Pros
-
No annual fee: this makes it cost-effective for students looking to build credit without incurring additional expenses.
-
Earn cash back on everyday purchases, including up to 5% cash back on every purchase in your first three months.
-
Credit building: If you’re responsible, you can build a positive credit history, which helps you get better credit cards and more
Cons
-
Higher interest rates: If you can’t pay off your balance in full, opt for a low interest credit card
-
Limited additional benefits: While there are some benefits, it’s not the full suite of perks, but then again, there’s no annual fee.
Best no annual fee visa card
CIBC Dividend® Visa
Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).†
2%
Get 2% cash back on eligible grocery purchases†
1%
cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
0.5%
0.5% cash back on all other purchases†
$0.10
Save up to 10 cents off per litre on gas with CIBC and Journie Rewards at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Get 2% cash back on eligible grocery purchases†
2%
cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
1%
0.5% cash back on all other purchases†
0.5%
Save up to 10 cents off per litre on gas with CIBC and Journie Rewards at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
$0.10
20.99%
Purchase APR non-Quebec residents†
22.99%
Balance Transfer Rate non-Quebec residents†
22.99%
Cash Advance APR non-Quebec residents†
$0
Annual Fee $0 for each additional card (3 card maximum)
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Good
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Household Income
$15,000
Pros
-
No annual fee
-
High earn rates on popular spending categories
-
Up to three additional cards at no extra cost
-
Low required household annual income of $15,000†
-
No limit on the cash back you can earn†
Cons
-
Low earn rates on everyday spending
-
Only option to redeem cash back rewards is statement credit
2%
Get 2% cash back on eligible grocery purchases†
1%
cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
0.5%
0.5% cash back on all other purchases†
$0.10
Save up to 10 cents off per litre on gas with CIBC and Journie Rewards at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Get 2% cash back on eligible grocery purchases†
2%
cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
1%
0.5% cash back on all other purchases†
0.5%
Save up to 10 cents off per litre on gas with CIBC and Journie Rewards at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
$0.10
20.99%
Purchase APR non-Quebec residents†
22.99%
Balance Transfer Rate non-Quebec residents†
22.99%
Cash Advance APR non-Quebec residents†
$0
Annual Fee $0 for each additional card (3 card maximum)
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Good
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Household Income
$15,000
Pros
-
No annual fee
-
High earn rates on popular spending categories
-
Up to three additional cards at no extra cost
-
Low required household annual income of $15,000†
-
No limit on the cash back you can earn†
Cons
-
Low earn rates on everyday spending
-
Only option to redeem cash back rewards is statement credit
Best American Express no annual fee card
American Express® Green Card
Earn 10,000 Membership Rewards® points1*
1 MR point
Earn 1 Membership Rewards point per $1 spent.
1 bonus point
Earn 1 additional MR point for every dollar charged to your card with Amex Travel Online.
Earn 1 Membership Rewards point per $1 spent.
1 MR point
Earn 1 additional MR point for every dollar charged to your card with Amex Travel Online.
1 bonus point
21.99%
Purchase APR
21.99%
Cash Advance APR
$0
Annual Fee No annual fee
Purchase APR
21.99%
Cash Advance APR
21.99%
Annual Fee
$0
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
Pros
-
No annual fee.
-
No income requirements (unlike many other no-fee cards).
-
Welcome bonus up to 10,000 points (a $200 value).
-
American Express® Experiences.
Cons
-
The card only offers basic extended warranty and purchase protection insurance. No travel insurance or rental car coverage.
-
Some places might not accept American Express®. However, most major retailers do (more small businesses are starting to as well)
-
Fewer perks: No specific benefits for travel or dining and no accelerated earning rates on grocery or travel spending.
-
Lower earn rates: The reward earn rates are lower than some other no-fee credit cards.
1 MR point
Earn 1 Membership Rewards point per $1 spent.
1 bonus point
Earn 1 additional MR point for every dollar charged to your card with Amex Travel Online.
Earn 1 Membership Rewards point per $1 spent.
1 MR point
Earn 1 additional MR point for every dollar charged to your card with Amex Travel Online.
1 bonus point
21.99%
Purchase APR
21.99%
Cash Advance APR
$0
Annual Fee No annual fee
Purchase APR
21.99%
Cash Advance APR
21.99%
Annual Fee
$0
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
Pros
-
No annual fee.
-
No income requirements (unlike many other no-fee cards).
-
Welcome bonus up to 10,000 points (a $200 value).
-
American Express® Experiences.
Cons
-
The card only offers basic extended warranty and purchase protection insurance. No travel insurance or rental car coverage.
-
Some places might not accept American Express®. However, most major retailers do (more small businesses are starting to as well)
-
Fewer perks: No specific benefits for travel or dining and no accelerated earning rates on grocery or travel spending.
-
Lower earn rates: The reward earn rates are lower than some other no-fee credit cards.
Best no fee travel credit card
CIBC Aeroplan® Visa* Card
Earn up to 10,000 Aeroplan points (up to $200 in value)
1 point
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 point
for every $1.50 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore.
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 point
for every $1.50 you spend on all other purchases.
1 point
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore.
2x
20.99%
Purchase APR non-Quebec residents†
22.99%
Cash Advance APR non-Quebec residents†
$0
Annual Fee $0 for up to 3 additional cards
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$0
Fair
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Fair
Required Annual Household Income
$15,000
Pros
-
Earn one Aeroplan point per dollar spent on gas, electric vehicle charging, groceries, and with Air Canada directly, including Air Canada Vacations
-
Earn twice the points at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore
-
No annual fee
Cons
-
You only earn one point for every $1.50 spent on everything else
-
No travel insurance
-
No lounge access
1 point
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 point
for every $1.50 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore.
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 point
for every $1.50 you spend on all other purchases.
1 point
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore.
2x
20.99%
Purchase APR non-Quebec residents†
22.99%
Cash Advance APR non-Quebec residents†
$0
Annual Fee $0 for up to 3 additional cards
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$0
Fair
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Fair
Required Annual Household Income
$15,000
Pros
-
Earn one Aeroplan point per dollar spent on gas, electric vehicle charging, groceries, and with Air Canada directly, including Air Canada Vacations
-
Earn twice the points at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore
-
No annual fee
Cons
-
You only earn one point for every $1.50 spent on everything else
-
No travel insurance
-
No lounge access
Best no fee low-interest card
MBNA True Line Mastercard
Get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
Expires
Jan 1, 2025
0%
New cardholders can enjoy a 0% promotional annual interest rate† (a 3% transfer fee applies) for 12 months on any balance transfer✪ completed within 90 days of opening the account
New cardholders can enjoy a 0% promotional annual interest rate† (a 3% transfer fee applies) for 12 months on any balance transfer✪ completed within 90 days of opening the account
0%
12.99%
Purchase APR
12.99%
Balance Transfer Rate
24.99%
Cash Advance APR
$0
Annual Fee
Purchase APR
12.99%
Balance Transfer Rate
12.99%
Cash Advance APR
24.99%
Annual Fee
$0
Good
Recommended Credit Score
Recommended Credit Score
Good
Pros
-
Solid welcome offer: 12 months of 0% APR† on balance transfers✪ made within the first 90 days (3% transfer fee applies)
-
No annual fee or minimum income requirement
-
Low standard interest rate of 12.99% for all new purchases charged to the card
-
Some extra perks like fraud protection and a discount on car rentals
Cons
-
3% balance transfer fee is comparatively high
-
Very high cash advance interest rate of 24.99%
-
No insurance benefits
-
Can’t transfer a balance owed to either MBNA or TD
0%
New cardholders can enjoy a 0% promotional annual interest rate† (a 3% transfer fee applies) for 12 months on any balance transfer✪ completed within 90 days of opening the account
New cardholders can enjoy a 0% promotional annual interest rate† (a 3% transfer fee applies) for 12 months on any balance transfer✪ completed within 90 days of opening the account
0%
12.99%
Purchase APR
12.99%
Balance Transfer Rate
24.99%
Cash Advance APR
$0
Annual Fee
Purchase APR
12.99%
Balance Transfer Rate
12.99%
Cash Advance APR
24.99%
Annual Fee
$0
Good
Recommended Credit Score
Recommended Credit Score
Good
Pros
-
Solid welcome offer: 12 months of 0% APR† on balance transfers✪ made within the first 90 days (3% transfer fee applies)
-
No annual fee or minimum income requirement
-
Low standard interest rate of 12.99% for all new purchases charged to the card
-
Some extra perks like fraud protection and a discount on car rentals
Cons
-
3% balance transfer fee is comparatively high
-
Very high cash advance interest rate of 24.99%
-
No insurance benefits
-
Can’t transfer a balance owed to either MBNA or TD
Best credit card with no international fees and no annual fee
Rogers™ World Elite Mastercard
$25 Welcome Bonus in cash back rewards upon first card purchase within 3 months of receiving your card2
3%
Earn 3% unlimited cash back on purchases made in U.S. dollars.
1.5%
Earn 1.5% unlimited cash back on everything else.
Earn 3% unlimited cash back on purchases made in U.S. dollars.
3%
Earn 1.5% unlimited cash back on everything else.
1.5%
19.99%
Purchase APR Increasing to 20.99% April 2024
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR
$0
Annual Fee To maintain eligibility, you must spend at least $15,000/year.
Purchase APR
19.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Excellent
Recommended Credit Score
$80,000
Required Annual Personal Income
$150,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$80,000
Required Annual Household Income
$150,000
Pros
-
Lucrative cash back rates on USD and CAD purchases
-
No annual fee with valuable insurance benefits
-
Competitive against foreign transaction fee cards
-
Convenient cash back redemption options
-
Travel insurance perks and airport lounge access
-
Welcome bonus in cash back rewards
Cons
-
High income requirement: $80,000 personal or $150,000 household
-
Foreign transaction fee applies
-
Limited redemption options for statement credits
3%
Earn 3% unlimited cash back on purchases made in U.S. dollars.
1.5%
Earn 1.5% unlimited cash back on everything else.
Earn 3% unlimited cash back on purchases made in U.S. dollars.
3%
Earn 1.5% unlimited cash back on everything else.
1.5%
19.99%
Purchase APR Increasing to 20.99% April 2024
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR
$0
Annual Fee To maintain eligibility, you must spend at least $15,000/year.
Purchase APR
19.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Excellent
Recommended Credit Score
$80,000
Required Annual Personal Income
$150,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$80,000
Required Annual Household Income
$150,000
Pros
-
Lucrative cash back rates on USD and CAD purchases
-
No annual fee with valuable insurance benefits
-
Competitive against foreign transaction fee cards
-
Convenient cash back redemption options
-
Travel insurance perks and airport lounge access
-
Welcome bonus in cash back rewards
Cons
-
High income requirement: $80,000 personal or $150,000 household
-
Foreign transaction fee applies
-
Limited redemption options for statement credits
Best no fee annual fee credit card with rewards
MBNA Rewards Platinum Plus Mastercard
Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually. You could also receive up to 10,000 bonus points.
10,000
Get up to 10,000 MBNA Rewards points†† as an introductory bonus (see details below)
Get up to 10,000 MBNA Rewards points†† as an introductory bonus (see details below)
10,000
19.99%
Purchase APR
22.99%
Balance Transfer Rate
24.99%
Cash Advance APR
$0
Annual Fee
Purchase APR
19.99%
Balance Transfer Rate
22.99%
Cash Advance APR
24.99%
Annual Fee
$0
Good
Recommended Credit Score
Recommended Credit Score
Good
Pros
-
No annual fee
-
Accelerated rewards on groceries, restaurants, and more
-
Simple point structure with flexible redemption options
-
Generous introductory bonus of up to 10,000 points
-
No cap on total points earned
Cons
-
Lower cash back redemption rate compared to designated cash back cards
-
Limited benefits beyond rewards
-
Points system may not appeal to cash back enthusiasts
-
Higher earning categories have a spending cap of $10,000 annually
-
Better suited for travel rewards than cash back
10,000
Get up to 10,000 MBNA Rewards points†† as an introductory bonus (see details below)
Get up to 10,000 MBNA Rewards points†† as an introductory bonus (see details below)
10,000
19.99%
Purchase APR
22.99%
Balance Transfer Rate
24.99%
Cash Advance APR
$0
Annual Fee
Purchase APR
19.99%
Balance Transfer Rate
22.99%
Cash Advance APR
24.99%
Annual Fee
$0
Good
Recommended Credit Score
Recommended Credit Score
Good
Pros
-
No annual fee
-
Accelerated rewards on groceries, restaurants, and more
-
Simple point structure with flexible redemption options
-
Generous introductory bonus of up to 10,000 points
-
No cap on total points earned
Cons
-
Lower cash back redemption rate compared to designated cash back cards
-
Limited benefits beyond rewards
-
Points system may not appeal to cash back enthusiasts
-
Higher earning categories have a spending cap of $10,000 annually
-
Better suited for travel rewards than cash back
Summary of best no annual fee credit cards in Canada
Best no fee credit cards in Canada | Special feature | Apply |
---|---|---|
2% on 2 categories of choice | Apply now | |
5% cash back in the first 3 months* | Apply now | |
Standard earn rate of 2% cash back on groceries† | Apply now | |
Earn 1 Membership Rewards point per $1, plus an additional point when booking with Amex Travel Online | Apply now | |
A sweet welcome bonus and double the Aeroplan points on everyday purchases | Apply now | |
Low 12.99%✪ interest on balance transfers and 12.99% on purchases | Apply now | |
1.5% domestic cash back3% cash back on purchases in U.S. dollars | Apply now | |
4 points†† on restaurants, grocery, utilities, digital media membership for the first 90 days.10,000 bonus points†† within the first 90 days. Birthday bonus‡ of 10% of points earned the previous year. | Apply now |
How did we choose these no fee credit cards in Canada?
We selected the no fee cards on this page based on the fact that they include features usually reserved for cards with an annual fee, like lucrative sign-up bonus rewards, strong cash back and rewards rates, low-interest balance transfer promotions, etc. For each type of feature, we singled out the no annual fee card that provides the utmost value in its own special way. For example, there are a number of cards in the Canadian market that offer cash back with no fee, but the Tangerine Money-Back Credit Card is unique because it allows cardholders to choose the spending categories they’d like to earn back in.
How do you choose the best no annual fee credit card?
When choosing the best no annual fee credit card, you have to consider what would personally benefit you most. Not all no annual fee credit cards are created equal. Are a great rewards program and a sign-up bonus most important to you? Or are you more focused on obtaining the lowest interest rate on cash back and purchases? Of course, your own credit history and annual income may be a determining factor in the best credit cards for you, so it’s important to do your research on what you are eligible for.
When is a credit card annual fee worth paying?
Wondering why anyone would choose a card with an annual fee when there is such a strong selection of no annual fee credit cards available? Well, cards with annual fees may offer more in terms of lower interest rates, bigger rewards, and other features that you may find desirable. Therefore, it’s important to look at your spending habits and take into consideration whether a card with an annual fee may actually benefit you more.
Best no fee credit cards in Canada FAQs
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
Nathan Siegel has a professional and educational passion for finance, and is a long-time writer for GreedyRates. He follows trends in the Canadian banking sector, compares competing products, and pours over fine print to make personal finance choices easier for Canadian consumers. In his spare time he loves running, swimming, and dogs of all kinds.
Tyler Wade has worked in personal finance for over 5 years writing for brands like Ratehub, Forbes, KOHO, and now Money.ca.
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